CAIBots · KYC/AML Agentic AI · Demonstration Brief

CAIBots

Confidential · Restricted Distribution
Pre-Meeting Technical Brief
CAIBots © 2025 · caibots.com

Architecture v2.1 · Financial Services · Institutional Edition

KYC / AML
Agentic AI

Demonstration Brief

BSA · FinCEN · FATF · OFAC FFIEC · SR 11-7 · CTA 2024 US Commercial & Institutional Banking

Sub-Agents
Simultaneous Parallel

Source Tools
Equal Authority

Live Scenarios
4 Static + 1 AI-Live

Platform Overview

What This Demo Shows

A production-architecture compliance intelligence engine — live in one browser session

A production-architecture KYC/AML compliance intelligence engine running across three simultaneous time horizons: new customer onboarding (CDD/EDD), perpetual KYC monitoring, and real-time transaction monitoring. Seven specialized AI sub-agents, five peer data source tools, mandatory human-in-the-loop gates, and full regulatory filing automation — all demonstrable live in one browser session. No server. No cloud connection required for Scenarios 01–04. No PII.

The Core Mental Model

The analyst's job changes from researcher to decision-maker. The agent does all investigation, evidence assembly, regulatory mapping, and documentation. The human approves or rejects the conclusion. The system cannot auto-file a SAR, auto-exit a customer, or resolve a sanctions hit without an authorized human decision.

Architecture Features — What to Show & When

⬛

Architecture Flow Bar

Header · Always Visible

9-node pipeline topology: Trigger → Orchestrator → EDGAR Live → 5 Source Tools → 7 Agents → Synthesis → Compliance Gate → HITL Gate → BSA Workbench. Nodes animate gold (active) then green (complete).

Head of Technology reads this as production infrastructure — not a demo widget.

📋

Orchestration Timing Log

Above Agents Grid · Per Run

Time-stamped event chain with colour-coded actor labels: [ORCHESTRATOR] · [VECTOR-RAG] · [API-CALLS] · [SQL-DB] · [KNOW-GRAPH] · [MEMORY]. Replicates production compliance audit logging exactly.

BSA Officer will recognise this as the trace required under SR 11-7.

📡

SEC EDGAR Live

Client Data Feeds Panel · Left Panel

Click in front of the client. Makes 4 real API calls to efts.sec.gov — no API key required. Returns actual 10-K filing date, 10-Q date, 8-K count, CIK. EDGAR status bar updates with live SEC data.

Do this first — it changes the room because it is visibly not a mock.

📊

5-Source Tool Colour Coding

Agent Log Rows · Every Run

Every agent log line shows which source tool fired: [VECTOR-RAG] teal · [API-CALLS] sky · [SQL-DB] purple · [KNOW-GRAPH] amber · [MEMORY] gold. This answers the CTO's first question before they ask it.

"Where does the intelligence actually come from?" — answered visually, instantly.

📁

Client Data Feeds

Left Panel · Collapsible

4 feeds: Customer History CSV (loads into MEMORY agent), Case Archive TXT (calibrates SAR narrative voice), SEC EDGAR Live (free, real data), Actimize/Verafin (pilot config placeholder).

"Before our next meeting, request their customer history CSV from the Research Tech Lead and load it here."

Setup Decision

Static Mode vs Live API Mode

Both modes deliver the full agentic pipeline — only Scenario 05 differs

Static Mode — No Key Required

7 Sub-Agents✓ Fully Active

Risk Scoring✓ Fully Active

HITL Gates✓ Fully Active

Regulatory Clocks✓ Fully Active

Scenarios 01–04✓ Full Simulation

Scenario 05 SARPre-built FinCEN format

CostZero · Fully Offline

Full demo capability — no API key needed

Live API Mode — Key Configured

7 Sub-Agents✓ Fully Active

Risk Scoring✓ Fully Active

HITL Gates✓ Fully Active

Regulatory Clocks✓ Fully Active

Scenarios 01–04✓ Full Simulation

Scenario 05 SAR✓ Claude Streams Live SAR

Cost~$0.02–$0.05 per SAR

The demo moment — Claude generates a live FinCEN SAR

Configuring Live API Mode — 3 Steps

Get Your API Key

Go to console.anthropic.com → API Keys → Create New Key. Keys start with sk-ant-api03-

Paste Into the Demo

Click the ⚙ gear icon in the API bar below the header → paste your key → click Save. The indicator dot turns green.

Run Scenario 05 — The Demo Moment

Ask the CCO or Head of AML to name any entity. Type it → Enter → Run. All 7 agents execute, then Claude streams a genuine FinCEN-compliant SAR narrative for that specific company in real time. Completely unique output for every entity entered.

Demo Scenarios

The Five Scenarios

Script, key demo points, and what to say for each scenario

Scenario 01 · SDD Maria Santos — Retail · California ✓ Auto-Clear

Individual · New Retail Onboarding · Score 18/100 · All Agents Clear

"70% of your retail volume — fully automated, zero analyst time." Score 18/100. All 7 agents CLEAR. CDD file auto-generated. No analyst queue entry. Architecture Flow Bar animates end-to-end.

IAL2 Biometric PASS OFAC: CLEAR Adverse Media: 0/100 Zero Analyst Touch 36-Month pKYC Set

Scenario 02 · EDD + PEP Apex Trading LLC — Commercial · UAE Operations ⚠ Escalated

Delaware LLC · BVI→UAE→US Ownership Chain · Score 78/100 · PEP Adjacency

"Analyst had a complete evidence packet before they opened the case. EDD: 4.5 hours → 55 minutes." Point to the UBO ownership graph — BVI→UAE→US chain. Point to PEP flag on Priya Mehta. Click Approve in HITL workbench.

3-Layer UBO Graph PEP Network: Adjacent BVI Shell: Flagged FATF Greylist: UAE HITL Gate: Mandatory

Scenario 03 · SAR Golden Gate MSB — Structuring Flag 🔴 SAR Obligation

MSB · Check Cashing + Remittance · Score 89/100 · 47-Transaction Pattern

"The BSA Officer approves before anything is filed. The agent never auto-files. Ever." Point to 47-transaction structuring pattern ($9,800–$9,950). Point to 30-day SAR clock. 31 U.S.C. §5324 citation. FATF T-04 matched.

FATF T-04: Structuring $460,900 Total 47 Txns Sub-$10K 30-Day Clock Active 31 U.S.C. §5324

Scenario 04 · pKYC Meridian Capital LLC — Score Drift Auto-Triggered ⚡ Auto-Refresh

Commercial · Private Equity · Score Drift +18pts (56→74) · CTA 2024 BOI Discrepancy

"No analyst opened a ticket. The system detected the score drift from 56 to 74 overnight and built the entire evidence packet." New UBO detected (Chen Wei). CTA 2024 BOI filing discrepancy. Wire volume +340%. That is 60–70% of your pKYC workload eliminated.

Zero Analyst Input New UBO: Chen Wei CTA 2024: Discrepancy Wire +340% 60–70% Workload Cut

Scenario 05 · Live AI Any Entity the Client Names ✦ AI-Generated

Live Custom Investigation · All 5 Source Tools · FinCEN-Compliant SAR Narrative

"Want to see what happens with one of your customers?" Ask the CCO or Head of AML to name any entity. Type it → Enter → Run. WITH API key: Claude generates a genuine FinCEN-compliant SAR for that specific company, right now. Completely different output for every entity entered.

Live Claude SAR Any Entity Name All 7 Agents Run 31 U.S.C. §5318(g) Unique Every Time

Step-by-Step Procedure

20-Minute Demo Runbook

Exact sequence · What to say · What to point to · How to close

2 min · Open Demo

Open the Demo & Orient the Room

Open kyc-aml-demo.html in Chrome or Edge. Login: cai / Demo. Point to the Architecture Flow Bar and the live compliance clock in the header.

"Everything you are about to see is running in this one HTML file. No server, no cloud, no PII."

1 min · EDGAR Live

Activate SEC EDGAR Live Feed

Open Client Data Feeds panel (left panel) → click SEC EDGAR Live zone. Wait 2 seconds. The EDGAR bar at the top updates with real 10-K date and 8-K count.

"These are live SEC filings pulled from the SEC right now. No mock data."

4 min · Scenario 01

SDD Auto-Clear — Maria Santos

Click Scenario 01 → Run Agent Pipeline. Point to the Architecture Flow Bar animating, orchestration log building, all 7 agents with source-tool colour codes, then radar chart populating.

"Full auto-clear. No analyst touch. This is 70%+ of your retail onboarding volume — automated away."

4 min · Scenario 02

EDD + PEP Hit — Apex Trading LLC

Click Scenario 02 → Run. Point to UBO ownership graph (BVI→UAE→US). Point to PEP flag on Priya Mehta (network adjacency). Click Approve in the HITL workbench. Watch HITL counter increment.

"Analyst had a complete evidence packet before they opened the case. EDD: 4.5 hours → 55 minutes."

3 min · Scenario 03

SAR Trigger — Golden Gate MSB

Click Scenario 03 → Run. Point to the 47-transaction structuring pattern. Point to the 30-day SAR clock in the right panel. Show the full SAR narrative draft in the workbench.

"The BSA Officer approves. The agent never files autonomously. That is the regulatory hard floor."

3 min · Scenario 04

Perpetual KYC — Meridian Capital

Click Scenario 04 → Run. Point to the ⚡ auto-trigger (no analyst request). Point to score drift +18pts. Point to CTA 2024 BOI discrepancy in the workbench.

"No analyst opened a ticket. The system detected the score drift overnight and built the entire evidence packet. That is 60–70% of your pKYC workload eliminated."

2 min · Scenario 05

Live Custom Entity — Their Name, Live SAR

Ask the CCO or Head of AML to name an entity. Type it in the custom field → Enter → Run. With API key: Claude generates a genuine FinCEN-compliant SAR for that specific company in real time.

"Want to see what happens with one of your customers?"

1 min · Close

Close & Book the Architecture Call

Reference the efficiency benchmarks below. Ask which AML platform they're running — Actimize, Verafin, or their own rule engine. Book the next step.

"We scope a production pilot in two sessions. The architecture call is 30 minutes. Can we schedule it this week?"

Efficiency Benchmarks

Target Outcomes · Pilot Success Criteria

These are the numbers that move a CRO/CCO from interested to committed

Metric	Before	After (Pilot Target)	Reduction	What Changes
EDD Review Time	4.5 hours	55 minutes	80%	Pre-built evidence packet. Analyst evaluates, does not research.
CDD Review Time	90 minutes	12 minutes	87%	Low-risk cases auto-clear. Analyst spot-checks, does not build.
pKYC Workload	Full population	30–40% of cases	60–70%	Event-driven. Only score drift >15pts reaches an analyst.
SDD Auto-Clear Rate	0% (all manual)	>70% retail	70%+	Score <30 + sanctions clear + no adverse = zero analyst time.
OFAC False Negatives	Variable	Zero tolerance	100%	Real-time SDN + fuzzy matching + 2-hop PEP on every trigger.

Internal Use Only

Competitive Positioning

How to position CAIBots without pitching against Capgemini directly

Positioning Guidance

Position CAIBots as the AI reasoning layer that makes your existing AML platform dramatically more effective — delivered as a scoped production pilot at a fraction of what a transformation program costs. The ask from this meeting is a 90-day pilot on one business line, not an enterprise-wide deployment decision.

Dimension	CAIBots	Capgemini / Accenture pKYC Programs
Delivery Model	Software product · AI layer on your existing AML platform	Services-led transformation · 30–150 consultants · 2–4 year engagement
Time to Value	Pilot live in 6–8 weeks	18–36 months to full deployment
AI Capability	Genuine agentic reasoning · Live SAR generation · pKYC auto-trigger · Multi-hop network risk	Rules-based workflow automation with AI overlay — no generative capability
Cost	Fraction of consulting engagement	$5M–$50M+ per engagement

The Close

"In a 30-minute architecture session we map this pipeline to your AML platform, data infrastructure, and compliance team workflow. A scoped 90-day production pilot can begin within two weeks of that session."

contact@caibots.com · +1 (609) 721-2815 · caibots.com · Princeton, NJ