CAIBots · 90-Day Production Pilot Structure

90-Day Production Pilot · Structure & Terms

KYC / AML
Agentic AI

Pilot Structure & Terms

5 Phases · 13 Weeks 12 UAT Scenarios Fixed Pilot Fee · No Lock-In SR 11-7 Documentation Included

What Success Looks Like

✓SDD auto-clear rate >70% eligible retail

✓EDD review time <55 min mean (from 4.5 hrs)

✓CDD review time <12 min mean (from 90 min)

✓SAR quality: >85% rated B-or-better

✓OFAC false negative rate: 0.00%

✓BSA Officers certified and processing live cases

✓SR 11-7 model documentation complete

What You Walk Away With

✓Fully calibrated AI KYC/AML system tuned to your risk appetite

✓Complete SR 11-7 model documentation package

✓Validated AML platform integration spec

✓Quantified ROI in your own data

✓If you decide not to proceed: you keep all documentation, calibration data, and the integration spec

✓No lock-in. No penalty.

Pilot Structure

5 Phases · 13 Weeks

Each phase has a defined deliverable and success gate — no phase proceeds without the prior gate being met

Architecture Scoping

Weeks 1–2

CAIBots + Your AML Tech Lead

Integration spec mapped to your AML platform (Actimize/Verafin/Fiserv). Data readiness assessment completed against all five source tool requirements. Risk appetite calibration plan drafted with BSA Officer. External API credential inventory confirmed.

Go/No-Go Gate · Before Any Infrastructure Spend

Build & Calibrate

Weeks 3–6

CAIBots Engineers + BSA Officer

Live API connections established (identity, sanctions, adverse media, ownership). Regulatory corpus loaded into Pinecone vector store (FinCEN CDD Rule, FFIEC Manual, FATF 52 Typologies, institution's BSA policy). In-weights fine-tuning on your 500+ closed KYC/AML cases — SAR narrative calibrated to your institution's filing voice. Risk dimension weights and tier thresholds set with BSA Officer sign-off. All 12 UAT scenarios executed and passed.

Deliverable: BSA Officer Sign-Off on Risk Thresholds

Parallel Run

Weeks 7–10

Both Teams · Shadow Mode

CAIBots runs in shadow against your live case volume — your current process is unchanged. Weekly comparison reports: agent risk scores vs. analyst risk scores, SAR draft quality ratings (A/B/C/D), false negative tracking. Target: <10% material disagreement rate (>15-point score difference), false negative rate <2%.

Deliverable: 4-Week Parallel Run Report

Staged Go-Live

Weeks 11–12

BSA Officer Gates Each Stage

Staged cutover by case type: SDD auto-clear (Week 11) → Standard CDD (Week 11) → EDD/SAR cases (Week 12). Your existing process remains as a fallback at every stage. BSA Officer must sign off before each stage advances. If any metric falls below target, stage is paused and recalibration cycle initiates before proceeding.

Existing Process Remains Live Fallback at Every Stage

Measure & Decide

Week 13

Both Teams + CCO

Pilot results report delivered: analyst hours saved, SDD auto-clear rate achieved, EDD/CDD review time reduction, SAR draft quality scores — your data, not industry benchmarks. Institution decides independently: expand to additional business lines, full production deployment, or conclude pilot. All documentation, calibration data, and integration spec is yours regardless of decision.

Your Decision · No Obligation to Continue · No Penalty to Exit

Pilot Investment

Fixed pilot fee — contact for pricing. Pilot investment typically ranges from $45K–$95K depending on case volume, integration complexity, and calibration depth. Covers all engineering, fine-tuning on your closed cases, UAT support, SR 11-7 model governance documentation, and 90-day results report. No infrastructure spend required. No penalty to exit. Covers all engineering, calibration, in-weights fine-tuning on your closed cases, UAT support, parallel run analysis, and the pilot results report. No infrastructure cost during pilot. Runs on CAIBots cloud. Institution provides API credentials and read access.

All Engineering Fine-Tuning on Your Cases UAT Support SR 11-7 Docs Pilot Results Report No Infrastructure Cost

$150K–$300K Capgemini pKYC scoping alone — before a line of code is written

User Acceptance Testing

12 Required UAT Scenarios

All 12 must pass before go-live authorization is granted · Evaluated by the BSA Officer with live production data connections

Test Scenario

Expected Outcome

Pass Criteria

Clean retail onboarding

SDD Auto-Clear

Score <30, no adverse flags, CDD file generated, no analyst queue entry

PEP-adjacent commercial account

EDD Mandatory

Score >65, PEP proximity flagged, EDD memo generated, HITL gate triggered in workbench

Structuring — 47 txns $9,800–$9,950

SAR Obligation

FATF T-04 matched, SAR draft with 31 U.S.C. §5324 citation, 30-day clock, HITL triggered

OFAC SDN exact match

Immediate Block

Block within 3 seconds, OFAC hit logged, HITL triggered for BSA Officer, 10-day clock initiated

OFAC fuzzy match — transliteration variant

Fuzzy Match Alert

Match surfaced with confidence score, BSA Officer HITL gate triggered for resolution decision

3-layer shell company (BVI→UAE→US)

EDD + UBO Flag

Full UBO chain traversed, circular check passed, PEP network screening on all UBO nodes

FinCEN 314(a) batch match

Match in 14-day Window

Match surfaced in workbench, 14-day clock shown, BSA Officer HITL gate for response decision

Adverse media hit on related party

Network Risk Elevation

Score propagated from related entity, customer score elevated, EDD review triggered

pKYC score drift >15 points

Auto-Triggered Refresh

Drift detected, automated trigger fired, investigation dispatched without any scheduled review or analyst request

U10

SAR narrative quality — MSB structuring

File-Ready Draft

BSA Officer rates draft B or higher — file-ready with at most minor edits. Narrative matches institution's filing voice.

U11

Correspondent banking — FATF grey jurisdiction + nested SWIFT chain

FFIEC Ch.13 EDD

FFIEC Ch.13 EDD memo generated with de-risk disposition options. SWIFT path risk assessed. BVI UBO chain traversed. BSA Officer HITL gate triggered for relationship authorization decision.

U12

FinCEN 314(a) match + CTA 2024 BOI non-compliance + circular ownership

SAR + 314(a) Response

314(a) response drafted within 14-day deadline. BOI non-compliance flagged with FinCEN referral pathway. Circular ownership structure detected. SAR draft generated — 30-day clock started. Four HITL gates triggered. BSA Officer approval required before any filing.

Go-Live Authorization

Required Signatures

No sign-off · No production traffic · All signatures required before any live case processing

BSA Officer (Designated)

Date: ___________________

Required

Chief Compliance Officer

Date: ___________________

Required

AML Technology Lead

Date: ___________________

Required

CISO / Information Security

Date: ___________________

Required

Data Governance Officer

Date: ___________________

Required

Legal / Regulatory Counsel

Date: ___________________

Strongly Rec.

Book the Architecture Call

In a 30-minute architecture session we map this pipeline to your AML platform, data infrastructure, and compliance team workflow. A scoped 90-day production pilot can begin within two weeks of that session.

contact@caibots.com · +1 (609) 721-2815 · caibots.com · Princeton, NJ