Credit Underwriting AI — Live Demo

CAIBots

Credit Underwriting Agentic AI · V4.0

7 Agents 5 Source Tools SR 11-7 · ECOA · HMDA · CRA

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📅 Book a Call ⬇ Demo PDF

AGENT ROI

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Pipeline
Runtime

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Analyst Time
Replaced

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Manual Cost
Per Decision

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Model Inference
Per Decision

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Session
AI Spend

Parallel
Agents

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SR 11-7 · ECOA
HMDA · CRA

LIVE

0.0s

AI ENGINEExecution-grade simulation · Pluggable live integrations via ⚙

EDGAR / GSFA LIVE Borrower: — Filing: — DSCR: — LTV: — Risk Grade: —

PIPELINE FLOW

▶ TRIGGER

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◎ ORCHESTRATOR

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▪ LOS/EDGAR

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▪ SOURCE TOOLS

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⬆ 7 AGENTS ‖

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✦ SYNTHESIS

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⚖ ECOA/HMDA/CRA

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⛨ POLICY GATE

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▲ CREDIT OFFICER

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▪ WORKBENCH

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✓ VALIDATE S(t+1)

SESSION STATS

Sub-Agents ‖

Source Tools

Cases Processed

HITL Reviews

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ECOA/HMDA Gate

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Watched Runtime

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Projected Prod.

CU-2026.07

Active Policy Version · Hash

ORC

UNDERWRITING
TRIGGERS

New Application HELOC Auto-Decision SBA 7(a) Trigger CRE Review DSCR Alert Maturity Renewal ECOA Screen HMDA LAR Adverse Action Queue SR 11-7 Audit

CAIBots Credit Underwriting AI · Demo Guide

How to use this demo

Pick a scenario

20 real-world credit cases — HELOC, SBA 7(a), CRE, Construction, ABL, Syndicated, Adverse Action, Fair-Lending Flag, Auto-Decline, Counteroffer, and Committee. Expand any card to see the trigger type and expected decision outcome.

Run the AI pipeline

7 agents run in parallel — financial spreading, credit bureau, collateral valuation, risk & policy, ECOA/HMDA/CRA compliance, and credit memo synthesis.

Review in the workbench

Commercial credits route to the Credit Officer Workbench. Switch to the AUTH tab to Approve, Counter, or Decline. Auto-decisions need no officer touch.

BOOK A LIVE WALKTHROUGH →

UNDERWRITING SCENARIOS 20 cases

⬆ Client Data Feeds ▼

7-AGENT CREDIT UNDERWRITING PIPELINE · PARALLEL EXECUTION · 5 SOURCE TOOLS

Select a scenario and click Run Agent Pipeline to begin

IDLE

ORCHESTRATOR · LOS/EDGAR LIVE · PIPELINE CONTROLLER

--:--:--SYSCredit Underwriting Engine ready. Select scenario to initialize pipeline.

① Select a scenario at left · ② Run Agent Pipeline

7-Agent Credit Underwriting Engine

GSFA · EDGAR · MCO · CoreLogic AVM · ATTOM
SBA SBSS · D&B Paydex · CoStar · FHFA HPI
Policy Matrix · Fair Lending · HMDA LAR · Reg B

SR 11-7 Audit Trail ECOA · HMDA · CRA Reg B Auto-Notice

Expand a scenario on the left, then click Run Agent Pipeline

📋 All 20 scenarios: Static credit memo ✦ + API key: Live Claude AI memo

Credit Officer Workbench

EVID

STATS

AUTH

RISK

EXPLAIN

AUDIT

REGULATORY DEADLINES

Reg B Adverse Action

From application / decision · Calendar Days

ECOA · 12 CFR §202.9

HMDA LAR Submission

Annual HMDA data submission deadline

12 CFR Part 1003

CRA Assessment Period

Quarterly CRA performance review

12 CFR Part 25

MRM Validation Review

SR 11-7 annual model performance

Model Risk Management

Fair Lending Notice

HMDA bias flag resolution deadline
From flag identification · Business Days

Synthetic borrower data by design (regulated sources activate in your environment during pilot) · Animation demo-compressed — see per-scenario projected production runtime · Live-AI mode calls Anthropic directly from your browser; your key never reaches CAIBots.

⌘K · command palette