Compliance Native SR 11-7 BSA / AML FINRA / OCC Dodd-Frank GDPR SOC 2 Basel III Fair Lending
Financial Services Execution Stack

Where compliance is the
architecture, not the afterthought.

The CAIBots Financial Services execution stack is engineered from the compliance layer up — not adapted from a generic AI platform. KYC/AML, credit underwriting, client onboarding, and regulatory filing executing directly inside your core banking, CRM, and compliance systems.

SR 11-7 model risk governance built in
BSA/AML, FinCEN, OFAC native execution
100% immutable audit coverage
<90 days contract to production
<4min
KYC re-score to execution
65%
Reduction in compliance cycle time
100%
Audit trail on every execution
Zero
Missed SAR threshold alerts
<90d
Contract to production

Active Execution Workflows

What executes in your
financial services systems.

These are not demo scenarios. These are production-grade execution workflows — each one writing directly to your systems of record, governed by the compliance matrix, with a full audit trail at every step.

KYC / AML Perpetual Screening BSA/AML · FinCEN

When a counterparty ownership structure changes, CAIBots automatically re-scores the entity against sanctions lists, PEP databases, and adverse media — then executes the remediation without human intervention until a threshold is breached.

Trigger
Entity change event detected in external registry — ownership structure updated
Cognition
Re-score risk profile, cross-reference OFAC/UN sanctions, classify PEP status, determine escalation threshold
Execution
Core KYC entity record updated · Salesforce relationship manager alerted · SAR System pre-file initiated · Slack compliance officer notified
Output
Under 4 min end-to-end Zero missed alerts SR 11-7 compliant
Credit Underwriting Decision Fair Lending · Dodd-Frank

From application submission to offer letter dispatch — CAIBots retrieves credit bureau data, applies policy-bound underwriting rules, routes for dual approval on high-value decisions, and executes the outcome directly into your LOS.

Trigger
Loan application submitted — credit decision requested
Cognition
Retrieve bureau data, apply policy-bound scoring, classify risk tier, check Fair Lending compliance, form decision with rationale
Execution
LOS decision written · Salesforce application updated · Outlook offer letter dispatched · Compliance DB rationale logged
Output
40% faster cycle time Full rationale logged ECOA compliant
Institutional Client Onboarding FINRA · GDPR · SOC 2

High-value prospect detected — CAIBots classifies the entity tier, retrieves regulatory classification, assigns the correct onboarding protocol, and executes across CRM, compliance, and communication systems simultaneously.

Trigger
Institutional prospect identified — $250M AUM family office form submission
Cognition
Classify entity tier, identify FINRA suitability requirements, determine KYC protocol, assign relationship manager routing rules
Execution
Salesforce lead scored & tiered · Workday compliance task created · Outlook welcome dispatch · Slack RM notified
Output
Routed in minutes 100% compliance-bound Audit trail created
Regulatory Reporting & Filing FinCEN · FINRA · OCC

Regulatory deadlines trigger automated data aggregation, report generation, schema validation, and direct submission to regulatory systems — with exception flagging and compliance officer notification for any anomalies.

Trigger
Regulatory filing deadline approaching — T-1 CTR submission due
Cognition
Aggregate transaction data, validate completeness, identify exceptions, generate filing with decision rationale embedded
Execution
FinCEN Portal CTR submitted · DWH status updated · Outlook confirmation sent · Case Mgmt exception log created
Output
Filed on time Zero manual intervention 100% audit trail

Start Here

30-day deployment
entry points.

The highest-value workflows to automate first — each designed for rapid deployment, measurable ROI within 30 days, and a clear expansion path.

Entry Point 1
KYC Alert Triage & Re-Scoring

Automate the manual review queue. Every incoming KYC alert is triaged, risk-scored, and either auto-resolved or escalated with a full brief — eliminating analyst backlog and reducing false positive review time by up to 60%.

Live in 21–30 days
Entry Point 2
Credit Decision Execution

First workflow: standard consumer credit applications below your policy threshold. CAIBots handles data retrieval, policy application, decision writing to your LOS, and offer letter generation — humans focus only on edge cases.

Live in 21–30 days
Entry Point 3
Regulatory Filing Automation

Start with your highest-frequency recurring filing — CTR, SAR pre-filing preparation, or periodic reporting. Immediate, measurable compliance value with zero infrastructure risk. Data stays in your environment.

Live in 14–21 days

Compliance Architecture

Every framework.
Built in, not bolted on.

Compliance is not a documentation layer applied after deployment. It is the architecture that determines what can execute, how it executes, and what gets logged. For Financial Services, these frameworks are non-negotiable.

SR 11-7
Model Risk Management — Federal Reserve / OCC

Full model validation documentation, decision rationale capture, model performance monitoring, and drift detection — all generated automatically at the Governance Layer. Every execution produces an SR 11-7-compliant audit record.

Enforced at: Governance + Cognition layers
BSA / AML
Bank Secrecy Act · Anti-Money Laundering

Perpetual entity screening against OFAC, UN, and FinCEN watch lists. Automated CTR and SAR pre-filing workflows. Risk-based thresholds with configurable escalation gates. Every screening generates an immutable compliance record.

Enforced at: Execution + Governance layers
FINRA / OCC
Financial Industry Regulatory Authority

Suitability documentation, communication review logs, order handling records. All client-facing execution generates FINRA-compliant audit trails. Communications dispatched by the Execution Layer are classified, logged, and retrievable.

Enforced at: Governance + Execution layers
Dodd-Frank
Dodd-Frank Wall Street Reform Act

Volcker Rule compliance monitoring, systemic risk reporting, and consumer protection execution. Credit decisions include adverse action notices generated and filed automatically. Fair Lending analysis embedded in every underwriting execution.

Enforced at: Cognition + Governance layers
GDPR
General Data Protection Regulation — EU

PII access governed by RBAC at the Governance Layer. Automated right-to-be-forgotten workflow execution. Data residency enforced — European client data never leaves EU infrastructure boundaries when deployed on-premise.

Enforced at: Governance Layer · RBAC
Basel III / BCBS 239
Capital Adequacy · Risk Data Aggregation

Risk data aggregation execution with full lineage tracking. Capital calculation workflows write directly to your risk data warehouse with BCBS 239-compliant data quality indicators. Every execution tagged with source, timestamp, and transformation logic.

Enforced at: Foundation + Execution layers

Built For

The teams who sign off
on enterprise AI.

Chief Compliance Officer
Banking · Asset Management · Insurance
"Our regulators want evidence that our AI models are governed. Can I show an OCC examiner exactly what executed, when, why, and who approved it — without pulling data from five different systems?"
Every execution generates an immutable SR 11-7-compliant audit record
Governance matrix is examiner-readable and exportable as a control document
Full rollback capability with audit trail intact — no silent failures
BSA/AML, FINRA, and OCC compliance enforced at the architecture layer
See the governance architecture →
Chief Operating Officer
Retail Banking · Wealth Management
"I have a 30-person KYC team spending 70% of their time on false positive reviews. I need to prove a 6-month ROI to the CFO before getting budget. What does this actually look like in my org?"
ROI dashboards ship with every deployment — cost/execution, hours saved, cycle reduction
First execution workflow live in 21–30 days — measurable data before budget review
65% reduction in compliance cycle time across active FS deployments
No consulting engagement — production stack, not a POC project
See live execution demos →
Chief Technology Officer
Enterprise Banks · FinTech
"We already have Salesforce, SAP, and a core banking platform. I don't want a parallel system that creates a new integration headache. How does this actually connect to what we already run?"
Native connectors to Salesforce, SAP, Oracle, Workday — no middleware, direct API writes
On-premise and DePIN deployment — data never leaves your infrastructure boundary
Five-layer architecture with complete separation of concerns — full observability for your team
No vendor lock-in — your governance matrix, your systems, your deployment
Review the platform architecture →

See It Work — No Sales Call Required

Watch a KYC case close
in under 6 minutes.

Eight production-accurate BSA/AML scenarios. Live Claude API for FinCEN-compliant SAR generation. Actimize + EDGAR integration. HITL governance gates active.

KYC / AML · v4.0 · 8 Scenarios
KYC/AML Agentic AI — Featured Demo

SDD auto-clear · EDD + PEP hit · SAR structuring · pKYC score drift · Live Custom AI (Claude API) · Correspondent banking · 314(a) + CTA 2024 · OFAC SDN block. Full Actimize case creation, EDGAR integration, and HITL authorization gates.

Actimize FRAML SEC EDGAR (Live) OFAC SDN API Claude API (Live) FinCEN 314(a)
Modeled savings (configurable ROI calculator)
~70% manual review reduction · $2.4M+ modeled annual savings per 10,000 cases at $85/hr BSA analyst rate
Includes: Architecture PDF · Implementation Guide · Pilot Structure · Pricing Manual
Governance Matrix — Financial Services
Workflow Auto Execute HITL Gate Reg Reference
KYC SDD — Low RiskAuto-ClearNoneFFIEC BSA/AML
EDD — PEP AdjacencyDrafts MemoBSA OfficerFFIEC Ch. 5.2
SAR — Structuring AlertPre-Files SARBSA Officer31 CFR §5318(g)
OFAC SDN MatchBlocks TxnCompliance MgrOFAC Protocol
Credit — Auto-ApproveIssues OfferNoneReg B · HMDA
Fraud P0 — Wire ATOHolds WireFraud AnalystReg E · NACHA
Governance is not a documentation layer. It is the architecture that determines what can execute, how it executes, who must authorize it, and what gets logged — enforced at the system layer, not the UI layer.
Also Available — Fraud Detection · v4.0 · 10 Scenarios
ATO · BEC wire fraud · Synthetic identity · Pig butchering · Elder exploitation · P0/P1 classification · BioCatch + SWIFT GPI integration
Launch Fraud Demo →

Next Step

See execution in your
financial services systems.

30-minute session. We map your highest-value FS execution workflows, demonstrate a live KYC or underwriting system write, and scope a 90-day production path — no consulting engagement required.

Princeton, NJ · [email protected] · +1 (609) 721-2815
Compliance SR 11-7BSA / AML FINRA / OCCGDPR SOC 2Dodd-Frank Basel IIIEU AI Act DORA